Affordability Ledger

Unbiased, raw housing data — automated. Updated daily at 9:15 AM ET.

Delinquency Rate — All Loans, All Banks

Federal Reserve via FRED · Quarterly · FRED ID DRALACBN · 166 observations, 1985-01-01 → 2026-04-01

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DateValue
2026-04-011.38%
2026-01-011.46%
2025-10-011.50%
2025-07-011.44%
2025-04-011.44%
2025-01-011.53%
2024-10-011.55%
2024-07-011.49%
2024-04-011.43%
2024-01-011.43%
2023-10-011.42%
2023-07-011.31%
2023-04-011.21%
2023-01-011.21%
2022-10-011.23%
2022-07-011.18%
2022-04-011.18%
2022-01-011.24%
2021-10-011.30%
2021-07-011.27%
2021-04-011.31%
2021-01-011.47%
2020-10-011.62%
2020-07-011.57%
2020-04-011.48%
2020-01-011.50%
2019-10-011.45%
2019-07-011.44%
2019-04-011.44%
2019-01-011.53%
2018-10-011.55%
2018-07-011.57%
2018-04-011.59%
2018-01-011.71%
2017-10-011.81%
2017-07-011.80%
2017-04-011.78%
2017-01-011.93%
2016-10-012.06%
2016-07-012.04%
2016-04-012.07%
2016-01-012.17%
2015-10-012.22%
2015-07-012.24%
2015-04-012.32%
2015-01-012.49%
2014-10-012.73%
2014-07-012.86%
2014-04-013.00%
2014-01-013.30%
2013-10-013.54%
2013-07-013.73%
2013-04-014.03%
2013-01-014.41%
2012-10-014.69%
2012-07-014.98%
2012-04-014.98%
2012-01-015.29%
2011-10-015.52%
2011-07-015.64%
2011-04-015.78%
2011-01-016.24%
2010-10-016.47%
2010-07-016.81%
2010-04-016.94%
2010-01-017.45%
2009-10-017.44%
2009-07-016.83%
2009-04-016.10%
2009-01-015.67%
2008-10-014.84%
2008-07-013.67%
2008-04-013.17%
2008-01-012.90%
2007-10-012.56%
2007-07-012.12%
2007-04-011.79%
2007-01-011.75%
2006-10-011.75%
2006-07-011.57%
2006-04-011.44%
2006-01-011.51%
2005-10-011.59%
2005-07-011.54%
2005-04-011.50%
2005-01-011.59%
2004-10-011.67%
2004-07-011.72%
2004-04-011.75%
2004-01-011.92%
2003-10-012.16%
2003-07-012.17%
2003-04-012.29%
2003-01-012.49%
2002-10-012.59%
2002-07-012.61%
2002-04-012.60%
2002-01-012.70%
2001-10-012.75%
2001-07-012.68%
2001-04-012.45%
2001-01-012.41%
2000-10-012.37%
2000-07-012.16%
2000-04-012.05%
2000-01-012.08%
1999-10-012.07%
1999-07-012.14%
1999-04-012.06%
1999-01-012.20%
1998-10-012.22%
1998-07-012.12%
1998-04-012.09%
1998-01-012.27%
1997-10-012.27%
1997-07-012.21%
1997-04-012.23%
1997-01-012.44%
1996-10-012.41%
1996-07-012.39%

Full data as JSON: /api/series/DRALACBN