Unbiased, raw housing data — automated. Updated daily at 9:15 AM ET.
NAR-style affordability index: 83.2 (100 = median income exactly qualifies). Qualifying income $105,134, median P&I $2,190/mo on a blended median price of $404,150 at 7.18%.
Latest: 141.2 (2026-09) — the weighted household basket costs 41.2% more than in 2019 Q1.
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Median Sales Price — New Houses Census/HUD via FRED · Quarterly | $393,300 | 2026-07-01 | $423,100 | -7.0% | Drop | -4.1% |
| Average Sales Price — New Houses Census/HUD via FRED · Quarterly | $494,400 | 2026-07-01 | $514,200 | -3.9% | Drop | -2.7% |
| Median Sales Price — New Houses (alt) Census via FRED · Quarterly | $400,400 | 2026-09-01 | $429,600 | -6.8% | Drop | -3.9% |
| Case-Shiller U.S. National Home Price Index S&P CoreLogic via FRED · Monthly | 336.74 | 2026-08-01 | 323.63 | +4.1% | Rise | +2.1% |
| Median Listing Price — U.S. Realtor.com via FRED · Monthly | $415,000 | 2026-10-01 | $400,995 | +3.5% | Rise | -2.2% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Case-Shiller — San Francisco Metro S&P CoreLogic via FRED · Monthly | 364.66 | 2026-08-01 | 362.08 | +0.7% | Stable | +3.4% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Active Listings — U.S. Realtor.com via FRED · Monthly | 1,183,520 | 2026-10-01 | 830,799 | +42.5% | Major Rise | +7.4% |
| Months' Supply — New Houses Census/HUD via FRED · Monthly | 8.40 | 2026-09-01 | 9.00 | -6.7% | Drop | +2.4% |
| Housing Starts (annual rate) Census/HUD via FRED · Monthly | 1,221 | 2026-09-01 | 1,353 | -9.8% | Drop | -7.4% |
| Building Permits (annual rate) Census/HUD via FRED · Monthly | 1,398 | 2026-09-01 | 1,463 | -4.4% | Drop | -3.2% |
| Existing-Home Sales (annual rate) NAR via FRED · Monthly | 3,990,000 | 2026-09-01 | 4,080,000 | -2.2% | Drop | -2.2% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| 30-Yr Fixed Mortgage Rate Freddie Mac via FRED · Weekly | 7.18% | 2026-11-05 | 7.04% | +2.0% | Rise | +16.4% |
| 15-Yr Fixed Mortgage Rate Freddie Mac via FRED · Weekly | 6.57% | 2026-11-05 | 6.27% | +4.8% | Rise | +21.4% |
| 10-Yr Treasury Yield Federal Reserve H.15 via FRED · Daily | 4.84% | 2026-11-05 | 4.61% | +5.0% | Rise | +16.1% |
| 2-Yr Treasury Yield Federal Reserve H.15 via FRED · Daily | 4.46% | 2026-11-05 | 4.27% | +4.4% | Rise | +22.9% |
| 10Y–2Y Treasury Spread Federal Reserve via FRED · Daily | 0.35% | 2026-11-06 | 0.34% | +2.9% | Rise | -35.2% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Median Household Income (annual) Census via FRED · Annual | $87,460 | 2025-01-01 | $87,460 | 0.0% | Stable | +2.6% |
| Avg Hourly Earnings — Private BLS via FRED · Monthly | $38.00 | 2026-10-01 | $35.84 | +6.0% | Rise | +3.1% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Unemployment Rate BLS via FRED · Monthly | 4.10% | 2026-10-01 | 4.00% | +2.5% | Rise | -6.8% |
| U-6 Underemployment Rate BLS via FRED · Monthly | 7.90% | 2026-10-01 | 7.50% | +5.3% | Rise | -2.5% |
| Initial Jobless Claims (weekly) DOL via FRED · Weekly | 189,000 | 2026-10-31 | 223,000 | -15.2% | Major Drop | -14.5% |
| Nonfarm Payrolls BLS via FRED · Monthly | 159,293 | 2026-10-01 | 158,268 | +0.6% | Stable | +0.6% |
| Delinquency Rate — All Loans, All Banks Federal Reserve via FRED · Quarterly | 1.38% | 2026-04-01 | 1.53% | -9.8% | Drop | -4.2% |
| Delinquency Rate — Credit Cards Federal Reserve via FRED · Quarterly | 2.85% | 2026-04-01 | 3.05% | -6.6% | Drop | -6.2% |
| Delinquency Rate — Single-Family Mortgages Federal Reserve via FRED · Quarterly | 1.86% | 2026-04-01 | 1.77% | +5.1% | Rise | +4.5% |
| Charge-Off Rate — Credit Cards Federal Reserve via FRED · Quarterly | 3.82% | 2026-04-01 | 4.44% | -14.0% | Major Drop | -8.8% |
| Consumer Credit Outstanding ($ millions) Federal Reserve G.19 via FRED · Monthly | 5,224,416 | 2026-09-01 | 4,955,621 | +5.4% | Rise | +3.0% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Softwood Lumber (PPI) BLS PPI via FRED · Monthly | 288.56 | 2026-09-01 | 267.54 | +7.9% | Rise | +14.2% |
| Steel Mill Products (PPI) BLS PPI via FRED · Monthly | 388.58 | 2026-09-01 | 261.56 | +48.6% | Major Rise | +27.6% |
| Iron & Steel (PPI) BLS PPI via FRED · Monthly | 383.33 | 2026-09-01 | 286.66 | +33.7% | Major Rise | +20.7% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| Eggs, Grade A Large (dozen) BLS Average Price via FRED · Monthly | $2.272 | 2026-09-01 | $4.953 | -54.1% | Major Drop | -34.9% |
| Milk, Whole (gallon) BLS Average Price via FRED · Monthly | $4.106 | 2026-09-01 | $4.025 | +2.0% | Rise | -0.6% |
| White Bread (lb) BLS Average Price via FRED · Monthly | $1.830 | 2026-09-01 | $1.925 | -4.9% | Drop | -2.0% |
| Bananas (lb) BLS Average Price via FRED · Monthly | $0.656 | 2026-09-01 | $0.621 | +5.6% | Rise | -2.1% |
| Navel Oranges (lb) BLS Average Price via FRED · Monthly | $1.723 | 2026-09-01 | $1.531 | +12.5% | Major Rise | -4.4% |
| White Potatoes (lb) BLS Average Price via FRED · Monthly | $1.992 | 2026-09-01 | $2.050 | -2.8% | Drop | +4.3% |
| Chicken Breast, Boneless (lb) BLS Average Price via FRED · Monthly | $2.064 | 2026-09-01 | $2.061 | +0.1% | Stable | +0.1% |
| Ground Beef, 100% (lb) BLS Average Price via FRED · Monthly | $6.483 | 2026-09-01 | $5.495 | +18.0% | Major Rise | +2.5% |
| Coffee, Ground Roast (lb) BLS Average Price via FRED · Monthly | $9.332 | 2026-09-01 | $7.019 | +33.0% | Major Rise | +2.1% |
| Gasoline, Regular (gallon) BLS Average Price via FRED · Monthly | $4.482 | 2026-09-01 | $3.211 | +39.6% | Major Rise | +34.2% |
| Electricity (per kWh) BLS Average Price via FRED · Monthly | $0.196 | 2026-09-01 | $0.179 | +9.5% | Rise | +4.3% |
| Utility Gas (per therm) BLS Average Price via FRED · Monthly | $1.700 | 2026-09-01 | $1.552 | +9.5% | Rise | +5.4% |
| Retail Gasoline — Regular (weekly) EIA via FRED · Weekly | $4.153 | 2026-11-02 | $3.109 | +33.6% | Major Rise | +36.8% |
| Retail Diesel (weekly) EIA via FRED · Weekly | $6.292 | 2026-11-02 | $3.715 | +69.4% | Major Rise | +69.2% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| CPI — All Items BLS via FRED · Monthly | 336.3 | 2026-09-01 | 318.96 | +5.4% | Rise | +3.7% |
| CPI — Core (ex Food & Energy) BLS via FRED · Monthly | 338.9 | 2026-09-01 | 324.64 | +4.4% | Rise | +2.6% |
| CPI — Rent of Primary Residence BLS via FRED · Monthly | 450.43 | 2026-09-01 | 429.09 | +5.0% | Rise | +2.8% |
| CPI — Medical Care BLS via FRED · Monthly | 593.67 | 2026-09-01 | 571.37 | +3.9% | Rise | +1.5% |
| CPI — Food Away From Home BLS via FRED · Monthly | 398.78 | 2026-09-01 | 375.53 | +6.2% | Rise | +3.5% |
| CPI — Medical Care (city avg) BLS via FRED · Monthly | 2.81 | 2026-09-01 | 3.93 | -28.5% | Major Drop | +15.3% |
| Item | Current | As of | Term start (2025-01-20) | Δ vs term start | Trend | YoY |
|---|---|---|---|---|---|---|
| S&P 500 S&P via FRED · Daily | 7,353.73 | 2026-11-05 | 5,996.66 | +22.6% | Major Rise | +8.2% |
| NASDAQ Composite NASDAQ via FRED · Daily | 24,579.42 | 2026-11-06 | 19,630.2 | +25.2% | Major Rise | +6.6% |
| Gold Spot (oz) gold-api.com · Daily snapshot | $4,107 | 2026-11-09 | $4,107 | 0.0% | Stable | — |
| Silver Spot (oz) gold-api.com · Daily snapshot | $52.94 | 2026-11-09 | $52.94 | 0.0% | Stable | — |
| Platinum Spot (oz) gold-api.com · Daily snapshot | $1,569 | 2026-11-09 | $1,569 | 0.0% | Stable | — |
Generated 2026-11-09T19:23:57.216Z. “Current” is each series' latest published observation — monthly and quarterly series lag by design; the As of column is the freshness stamp.